Financing

TheFederal Student Financial Aid Actis intended to give everyone, regardless of their social and economic situation, the opportunity to pursue their desired course of study.

The Office for Educational Assistance at the Dresden 'Studentenwerk' is responsible for all students at the Zittau/Görlitz University of Applied Sciences. You can find the contact information and office hours on the 'Studentenwerk' website.

Further information and a link to the online BAföG (German financial aid for students) application can be found on this 'Studentenwerk' (student union) website.

Do only the good students receive scholarships? That’s a misconception—committed students, those with strong convictions, and many others can also submit applications for financial aid and be successful. In addition to academic talent, involvement in volunteer work, for example, can convince a scholarship provider. Or scholarships may be targeted at specific groups, such as mothers who are undergraduates or doctoral candidates, unconventional thinkers, non-academics, international students, refugees, or those returning to their studies after a break.

• Since 2011, the Zittau/Görlitz University of Applied Sciences has participated in the Germany Scholarship program. You can find information on the application here: Germany Scholarship at HSZG
• You can find scholarships administered by the Dresden Studentenwerk on the Studentenwerk’s website: “Financing Your Studies with a Scholarship”
• You can find out which scholarship is right for you at lernen.net with a self-assessment and some tips.
• You can find a comprehensive guide on how to obtain and maintain a scholarship at www.selbstaendig-im-netz.de/stipendium
• Scholarship organizations support students with outstanding academic achievements both financially and morally throughout their academic studies. In Germany, there are 13 scholarship organizations that award scholarships to undergraduate and graduate students. You can find an overview of these scholarship organizations on our scholarship page.

A student loan allows students to cover their living expenses while they are in school. They do not begin repaying the loan until after they complete their studies, over an extended period of time. Many lenders offer student loans. However, some offers are limited to specific degree programmes or universities. With others, the repayment amount depends on your future salary, so the terms are uncertain in advance. You should only take out a loan if scholarships, BAföG, support from your parents, or a part-time job are not sufficient.

The Dresden Student Services Organization ('Studentenwerk' Dresden) is a partner of the KfW Development Bank and, as part of this partnership, arranges KfW student and education loans. For more information, visit the Dresden Student Services Organization website: Financing Your Studies with Education and Student Loans

Through our online job board, students can search for part-time student jobs, among other things, free of charge and without having to register in advance. Companies that offer internships, supervise final dissertations, or are looking for working students or graduates are also listed on this portal with their current job openings.

Detailed information and current opportunities can be found on the online job board’s website.

Housing assistance helps low-income individuals cover their housing costs and must be applied for at the local housing assistance office. However, students are rarely eligible for housing assistance.

For more information, visit the website of the Deutsches Studentenwerk e.V.: Housing Allowance

There are several benefits available to students: They can be exempted from certain fees and receive financial assistance.

For more information, visit the Deutsches Studentenwerk e.V. website: Benefits for Students

If you find yourself in a temporary emergency situation during your studies that is not of your own making, the 'Studentenwerk' (student union) social counseling office will try to help you.

Options:

• Short- or medium-term loans from the Dresden 'Studentenwerk' (student union)
• Application for meal cards from the 'Studentenwerk' in Dresden